No making charges
ETF units track exchange prices. You do not pay jewellery making charges when you buy Gold ETFs or Silver ETFs this way.
Dhanteras & Diwali 2026
Dhanteras & Diwali 2026: Invest in Gold & Silver ETFs Without Locker Worries
Open a Demat and trading account online with paperless KYC. Gold ETFs and Silver ETFs are SEBI-regulated, exchange-traded products you can buy through your Demat account, with no making charges and no locker needed. Please read the product documents and risks before investing.
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T&C apply. Investments in securities market are subject to market risks. Read all related documents carefully before investing.
Investments in securities market are subject to market risks. Read all related documents carefully before investing.
Dhanteras 2026 at a glance
Key dates for Dhanteras, Diwali Muhurat Trading 2026, and the nearby exchange holiday. Always re-check the official NSE and BSE circular before you trade.
| Item | Detail |
|---|---|
| Dhanteras date | Friday, 6 November 2026 (market open — regular trading hours) |
| Muhurat Trading date and time | Sunday, 8 November 2026; 2:20 PM to 3:30 PM (pre-open 2:05 PM to 2:20 PM) |
| Market holiday | Markets are closed on Tuesday, 10 November 2026 (Balipratipada) |
| What you need | Active Demat and trading account with completed KYC and funds added |
Source: NSE/BSE circular. Timings and holidays can change. Please confirm before investing.
Why Choose Gold and Silver ETFs This Festive Season?
This festive season, many investors prefer Gold ETFs and Silver ETFs over jewellery for portfolio exposure. These SEBI-regulated, exchange-traded products let you hold units in your Demat account, so you track live market prices without making charges or locker fees. With an active Demat account you can buy or sell during market hours on NSE/BSE, subject to liquidity and your eligibility. This page explains how these products work around Dhanteras and Diwali, including how to buy gold ETF units once your account is ready.
Before you place festive orders, review our pricing and charges page, and read the InvestEdge360 guide on how to open a Demat account online if you are still setting up. Motilal Oswal pricing and charges and the InvestEdge360 guide on how to open a Demat account online.
No storage or theft risk
Holdings sit in your Demat account electronically, so there is no physical locker or jewellery storage burden.
Buy from unit-level amounts
You can place orders at unit-level amounts as per the live market price and exchange lot or unit rules for that ETF.
Transparent live market price
Gold ETF and Silver ETF prices update during market hours on the exchange, so you see the quote before you trade.
Easy to sell in market hours
Subject to liquidity and your account status, you can sell units on NSE/BSE during regular trading sessions.
Nominee facility via Demat
Add a nominee on your Demat account so registered holdings can pass as per depository and broker norms.
Why Do People Buy Gold and Silver on Dhanteras?
Dhanteras marks the start of Diwali week. Families traditionally buy gold, silver or new valuables as a sign of prosperity and new beginnings. Today, many investors also look at a Dhanteras gold ETF or a Dhanteras silver ETF so they can take part in that custom digitally—without making charges, purity disputes or locker rent—while units sit in a Demat account under SEBI-regulated products. If you want to buy gold on Dhanteras online, you still place exchange orders during market hours, subject to liquidity and your account status. Puja timings follow the Panchang; they are separate from NSE and BSE trading hours.
Tradition
Buying gold or silver on Dhanteras is a long-standing custom linked to Goddess Lakshmi and new beginnings. Gold ETFs and Silver ETFs let you take part in the idea of investing in precious metals without visiting a jewellery store.
Convenience
Once your Demat and trading account are ready, you can place buy orders for Gold ETFs or Silver ETFs during exchange market hours from your phone or computer—no travel, no jewellery making charges.
Purity and Safety
ETF units track underlying bullion held by the fund under regulatory norms. You avoid physical storage risk and purity concerns that can come with jewellery or coins bought from unverified sellers.
Before Dhanteras
- Step 1: Open a Demat and trading account
- Step 2: Complete paperless KYC
- Step 3: Add funds to your trading account
- Step 4: Decide your budget and investment goal
- Step 5: Place your order during market hours
Dhanteras purchase timings follow the Panchang, while exchange orders follow market hours. Do not treat any clock time on this page as an exact auspicious muhurat or puja muhurat.
New to market investing? You can also explore our equity trading account guide on InvestEdge360 while you plan festive Gold ETF or Silver ETF investments. equity trading account guide and SIP calculator.
Gold ETF vs Physical Gold: What Works Better This Festive Season?
Physical gold and silver carry cultural and ritual value around Dhanteras and Diwali — many families still prefer coins or jewellery for puja and gifts. Looking at gold ETF vs physical gold side by side helps you separate ritual use from portfolio exposure. A Gold ETF or Silver ETF is a different route: exchange-traded units in a Demat account, with live prices, no making charges, and market price risk plus brokerage and fund expense ratio. Use this table to compare both paths honestly before you decide.
| Factor | Physical Gold/Silver | Gold/Silver ETF |
|---|---|---|
| Making charges | Often added on jewellery as a crafting or making fee, which varies by design and jeweller. | No jewellery making charges. You pay the exchange price plus brokerage and applicable costs. |
| Purity check | Hallmarking and trusted jewellers help, but purity still needs care when you buy or gift physical metal. | ETF units typically track exchange-listed gold or silver standards disclosed in the scheme documents. |
| Storage and safety | Needs safe keeping at home or in a locker. Physical metal carries theft and storage practicalities. | Held electronically in your Demat account after purchase, with no physical locker for the metal itself. |
| Liquidity | Resale depends on the buyer, form (coins, bars, jewellery), and prevailing buy-back terms. | Can be sold on the exchange during market hours, subject to liquidity and your account status. |
| Minimum amount | Often shaped by coin, bar, or jewellery weight and the day’s metal rate. | Unit-level amounts as per the live market price and exchange rules for that ETF. |
| Selling process | Usually involves a jeweller or bullion buyer, valuation, and physical handover. | Place a sell order on the trading platform during market hours; settlement follows exchange cycles. |
| GST and other charges | GST and other levies may apply on jewellery or related charges under current tax rules. | Brokerage, exchange fees, GST on brokerage where applicable, and the fund’s expense ratio apply. |
| Paperwork | Invoice and hallmark details matter for jewellery; locker or insurance is optional extra care. | Needs a Demat and trading account with KYC. Contract notes and statements stay digital. |
| Regulatory framework | Physical jewellery and coins are bought from jewellers or bullion sellers under applicable consumer and hallmarking rules. | Gold and Silver ETFs are SEBI-regulated schemes traded on recognised stock exchanges and held in Demat. |
| Digital gold apps (for context) | App-based digital gold is a separate product category from physical jewellery and from exchange-traded ETFs. | Digital gold sold through apps is not regulated by SEBI. Prefer reading the dedicated comparison section below before you decide. |
Charges and tax treatment depend on current rules and the product. Please consult a tax advisor.
Digital gold vs gold ETF: what is the difference?
Investors often compare app-based digital gold with exchange-traded Gold ETFs when they want electronic exposure to gold without buying jewellery. The structures are not the same, and the regulatory treatment differs.
A Gold ETF is an exchange-traded fund. You buy and sell units on NSE or BSE during market hours through a Demat and trading account. Units are held in Demat under SEBI-regulated fund structures, with scheme documents that disclose tracking method, expenses, and risks.
Digital gold sold through consumer apps is typically a contractual claim on gold stored by a private provider. It is not traded as an exchange-listed security in the same way as an ETF, and digital gold sold through apps is not regulated by SEBI. This page does not promote digital gold products.
If your goal is SEBI-regulated market exposure with exchange liquidity, a Gold ETF is the route discussed on this page. Always read the offer document and consider market risk before investing. For a side-by-side view of digital gold vs gold ETF factors, see the compare table above.
Digital gold apps are not regulated by SEBI. Prefer SEBI-regulated products.
Official references: SEBI investor education website
Gold and Silver Options You Can Explore This Festive Season
Focus on SEBI-regulated Gold ETFs and Silver ETFs (and related Fund of Funds where enabled). Scheme names and past returns are not listed here; always read the offer document before investing. For IPO-season liquidity planning, see our IPO funding guide.
Gold ETF
Exchange-traded units that aim to track domestic gold prices, held in your Demat account after you buy on the exchange.
- Who it suits
- Investors who want Gold ETF exposure with live market quotes and no jewellery making charges.
- How to buy
- Buy through a Demat and trading account during market hours on NSE/BSE.
Risk: Market price can move with gold prices, liquidity, and tracking differences versus the underlying.
Learn moreSilver ETF
Exchange-traded units linked to silver prices. Units settle into Demat like other ETFs after your buy order is executed. A silver ETF in India is bought the same way as other exchange-listed ETFs.
- Who it suits
- Investors seeking silver exposure through Silver ETFs rather than physical coins or bars.
- How to buy
- Buy through a Demat and trading account during market hours on NSE/BSE.
Risk: Silver prices can be volatile. Liquidity and spreads may differ from gold ETFs on some sessions.
Learn moreGold / Silver Fund of Funds
Mutual fund schemes that invest primarily in underlying gold or silver ETFs. Useful if you prefer fund-route investing over placing ETF orders yourself.
- Who it suits
- Investors who want SIP-friendly Gold ETF or Silver ETF exposure through a mutual fund folio.
- How to buy
- Start a SIP or lumpsum via the platform once your account and mutual fund access are active.
Risk: NAV moves with the underlying ETF and metal prices. Fund expense ratio and exit load (if any) apply as disclosed.
Learn moreDiwali Muhurat Trading 2026: Date, Timing and How to Participate
Muhurat Trading is the special Diwali market session for 2026. Many investors treat Muhurat Trading time as a tradition of starting or adding to new investments for the Samvat year. NSE and BSE announce the exact date and timings in their circulars; the window can change, so always re-check before you trade. It is a real exchange session with normal settlement and market risk—not a ceremonial demo. You can place orders for eligible securities, including Gold ETF and Silver ETF, subject to liquidity and your account status. This is not a puja muhurat; festival puja timings follow the Panchang separately.
Checklist to prepare for Muhurat Trading
- Step 1: Active Demat and trading account
- Step 2: KYC completed
- Step 3: Funds added
- Step 4: App logged in
- Step 5: Watchlist ready
Prices can be volatile during the Muhurat session. Invest only what suits your goals and risk appetite.
Open Your Account Before MuhuratHow to Open a Demat Account Online: 4 Simple Steps
Learn how to buy gold ETF units only after you open Demat account online and complete paperless KYC. The process is digital. You do not need to visit a branch. Activation time depends on verification.
Register with your Mobile Number
Start the online journey with the mobile number you use for OTP.
Verify OTP
Enter the OTP sent to your phone to continue.
Upload Documents (Aadhaar, PAN)
Upload Aadhaar and PAN for paperless KYC verification.
E-sign with Aadhaar
Complete Aadhaar e-sign to finish account opening.
Documents Required for Paperless KYC
Keep these documents ready before you start digital KYC for a Motilal Oswal Demat account.
Document 01
PAN Card
Required for identity and tax compliance when you open a Demat and trading account.
Document 02
Aadhaar Card
Used for digital KYC and Aadhaar e-sign during the paperless onboarding flow.
Who can open an account
- Resident individuals
- Hindu Undivided Family (HUF)
- NRIs
- Domestic companies
Motilal Oswal Platform and InvestEdge360 Support
InvestEdge360 helps with Demat onboarding questions and product guidance as an Authorized Business Partner desk. Research tools, trading access, and the RIISE app come from the Motilal Oswal platform once your account is active.
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Superfast trading, research tools, and portfolio tracking on web and mobile — available after your Demat and trading account is active.
App listings open in a new tab. Store availability depends on your device and region.
Pricing and Charges Information
Brokerage, Demat, and other charges can change. We do not hard-code rates on this page — check the live pricing page for the latest schedule.
Visit the pricing page for the latest charges
motilaloswal.investedge360.com/pricing/
Dhanteras and Diwali Gold & Silver ETF: Frequently Asked Questions
Short answers on Dhanteras buying, Diwali Muhurat Trading, Gold ETF, Silver ETF, Demat opening, tax, and risk — then open an account when you are ready.
Question 1: Is it considered auspicious to buy Gold ETF on Dhanteras?
Many families treat Dhanteras as an auspicious day to buy gold or silver as a cultural practice. A Gold ETF is another way some investors choose exchange-traded gold exposure that day. Auspicious timing is a personal belief, not investment advice. Decide based on your goals, risk comfort, and whether an ETF suits you versus physical metal.
Question 2: Can I buy Gold ETF on Dhanteras day?
In 2026 Dhanteras falls on a Friday, when exchanges follow regular trading hours, so orders can be placed during market hours. If a festival ever falls on a holiday or weekend, orders are processed on the next trading day. Check the exchange holiday calendar before you plan a Dhanteras gold ETF or Dhanteras silver ETF purchase.
Question 3: Can I start a Gold or Silver SIP this Dhanteras?
Yes, if your account supports mutual fund SIPs in Gold or Silver Fund of Funds or similar schemes on the platform. A SIP invests periodically as per the scheme rules, not as a single Dhanteras exchange trade. Availability depends on the product and your KYC status. Read the offer document before starting any SIP.
Question 4: What is Muhurat Trading?
Muhurat Trading is a special short market session that NSE and BSE typically hold on Diwali. Investors often use it to place orders in a traditionally auspicious window for the new Samvat year. It is a real trading session with normal settlement and market risk. Exact date and timings come from exchange circulars and can change each year.
Question 5: What is the Muhurat Trading timing in 2026?
For 2026, this page currently lists the Diwali session on Sunday, 8 November 2026, with Muhurat Trading time 2:20 PM to 3:30 PM (pre-open 2:05 PM to 2:20 PM), subject to change. Always treat these as provisional until you re-check the latest NSE and BSE circular for the final date and timings before you trade.
Question 6: Can I buy Gold ETF or Silver ETF during Muhurat Trading?
Yes, if Gold ETF and Silver ETF symbols are available for trading in that session and your Demat and trading account are active. Place orders like any other market day, subject to liquidity, spreads, and exchange rules. Confirm the circular and your platform watchlist before the session opens.
Question 7: Is the market volatile during Muhurat Trading?
The Muhurat window is short and can see elevated activity, so prices and spreads may move quickly. Volatility varies by stock and ETF. Invest only an amount that suits your goals and risk appetite. Do not treat the session as a promise of favourable prices or returns.
Question 8: What is a Gold ETF?
A Gold ETF is an exchange-traded fund that aims to track the price of gold. Units are bought and sold on the stock exchange through a Demat and trading account. Read the scheme document for tracking method, expenses, and risks before investing.
Question 9: What is a Silver ETF and how do I buy it?
A Silver ETF is an exchange-traded fund that aims to track the price of silver. Units are bought and sold on the stock exchange through a Demat and trading account. After your account is active, search the ETF, check the live quote, and place a buy order during market hours.
Question 10: Gold ETF vs physical gold: which is better?
Neither format is universally preferable. Physical gold often has cultural and gift value, while jewellery may include making charges and storage needs. A Gold ETF offers Demat holdings and exchange liquidity, but carries market price risk, brokerage, and fund expenses. Choose based on purpose and your comfort with each format.
Question 11: Do I need a Demat account to buy a Gold ETF?
Yes. Gold ETF units are credited to your Demat account after you buy on the exchange. You generally also need a linked trading account to place orders. A Gold or Silver Fund of Funds may be bought through a mutual fund route or SIP without placing an ETF order yourself, subject to product availability.
Question 12: How is a Gold ETF taxed?
Tax treatment of Gold ETF gains and holding periods follows current Income Tax rules and can change. Depending on holding period and product classification, short-term or long-term capital gains provisions may apply. This page does not give tax advice. Please consult a qualified tax advisor for your situation.
Question 13: How long does it take to open a Demat account online?
With smooth OTP, PAN and Aadhaar KYC, and Aadhaar e-sign, many accounts activate within minutes. Extra verification, document mismatches, or bank linking steps can take longer. Activation time depends on verification, not a fixed promise. After activation, you can explore eligible Gold and Silver products on the platform.
Question 14: Are Gold and Silver ETFs risky?
Yes. Prices can rise or fall with metal markets, currency moves, liquidity, and tracking differences versus the underlying. You also bear brokerage, expenses, and possible gaps between buy and sell prices. Invest only an amount aligned with your goals and risk tolerance, and read all related documents carefully.
Dhanteras & Diwali 2026
Start Your Investment Journey This Dhanteras and Diwali
Open Demat account online for free, complete paperless KYC, and explore SEBI-regulated Gold ETF, Silver ETF, and related options when you are ready.
InvestEdge360 is operated by Vijayvargiya Financial Services, an Authorized Business Partner of Motilal Oswal Financial Services Ltd. This is not the official Motilal Oswal website.
Reviewed by / About InvestEdge360
InvestEdge360 is operated by Vijayvargiya Financial Services, an Authorized Business Partner of Motilal Oswal Financial Services Ltd. This is not the official website of Motilal Oswal. We help investors with Demat onboarding questions and SEBI-regulated product guidance. Content on this page is reviewed for factual market-structure accuracy; festival and Muhurat timings must still be confirmed from the official NSE/BSE circular before you trade.
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